Wealth Square consolidates knowledge and expertise of domain experts of the crypto economy and integrates it all into an optimized robo-advisory platform, the world’s first, which allows members to invest, manage, diversity, save, track investments and goals and get advice for their crypto investments.

At Wealth Square, members can build diversified portfolios, rebalance, and back test strategies using proprietary algorithms, connect all wallets, bank, and brokerage accounts to see all fiat and cryptocurrency assets in a single dashboard. We believe that having a full, real-time overview of your all investments in a single dashboard makes the investment process easier, more informed, and therefore more effective.

In addition, Wealth Square provides third-party savings accounts that enable members to earn interest on cash in portfolio.

Our Competitive Advantage:

1. Same cost as crypto exchanges

2. Unique and powerful financial tools

3. Automated investing features

4. Advice from crypto experts

5. Easy-to-use

In addition, we are first to market, and one of a handful of robo-advisor platforms dedicated to cryptocurrency investing. This is significant and important, providing Wealth Square with a tremendous opportunity to become the recognized brand to this underserved, yet burgeoning market.

We believe the crypto economy will continue to grow, and investor demand for products will increase, which will result in larger, more established investment and wealth advisory firms, as well as mainstream robo-advisory platforms activating into this market.

We are committed to staying agile and investing heavily into development of additional services and products that we anticipate investors will demand, including, but not limited to offering curated investment capabilities into digital assets and digital securities, premium content and market intelligence services, ratings services and AI – Human hybrid advisory services.

How Wealth Square 1.0 Works

1. Get familiar with the dashboard – a unique, all-in-one dashboard including crypto assets, wallets, bank
accounts and conventional as well as alternative assets.

2. Fund the account. Click on the “deposit” button on the dashboard, enter an amount, agree with the terms, make the payment and once the payment is confirmed the amount is added to the member’s platform balance.

3. Create a single, or several portfolios. Members can either use an “expert” portfolio from a curated menu, back tested with historical data, or they can create their own, just assigning the portfolio a name, rebalancing threshold, and any number of cryptocurrencies.

4. Fund the portfolio. After the portfolio is created, the last step is to fund it and the amount the member chooses to allocate to the particular portfolio will be deducted from the member account balance.

The key differentiator to our platform is that it is cryptocurrency focused. Crypto advisory and investment resources are significantly underserved market in the wealth management and robo-advisory market.

In addition, our allocation, rebalancing and proprietary back-testing tools ensure that we will be able to offer a best-in- class service. In the future, we intend to add more features and services that we believe investors want, including the addition of digital assets and securities, proprietary content, and market intelligence, and many more capabilities.

Wealth Square 1.0

• Intelligent Dashboard
• Portfolio Creation
• Expert Portfolios
• Dedicated Crypto
• Portfolio Backtesting & Rebalancing
• Savings Planner
• Total Net Worth Overview
• Link Crypto Wallets, Bank & Broker Accounts
• Add any Fiat & Crypto Investments
• High Yield Savings

Wealth Square 2.0

• All features from basic plan, plus
• More Expert Portfolios
• Lending
• Borrowing
• Buy/Sell Signals
• Access to Funds
• Access to Curated Investments
• Daily Market Analysis

Allocation & Rebalancing

For each cryptocurrency that is listed on Wealth Square, we conduct assessment based on:

• Technical analysis
• Fundamental analysis
• Blockchain project analysis
• Dev team analysis
• Historical data
• Whale tracking & monitoring
• On-chain exchange flows
• Third-party data
• Sentiment indicators
• Social metrics

After assessment, we run each cryptocurrency through proprietary algorithms to isolate optimal balance and allocations for each cryptocurrency to design our “expert” portfolios which are available to our members.

We have established, based on our qualitative and quantitative process, a proprietary rating system that is continually reviewed, revised, and updated to reflect developments, micro and macro market conditions. The rating system is on 5 to 10 scale (10 being the highest level of risk) which investors can calibrate to their own objectives and risk thresholds.

The purpose of rebalancing portfolio is to manage risk or achieve other performance objectives through the re-alignment of weighting of various components in the portfolio. Wealth Square provides two types of rebalancing (threshold and time-based).

Back Testing

Back testing is the process of using historical market data to calculate how well a strategy would have performed in the past. Using exact bid-ask pricing information, we were able to reconstruct the trades that we would have been able to make at each moment in time.

It should be stressed that backtesting only evaluates historical data. Although historical performance does not guarantee future returns, backtesting is still a valuable tool for identifying promising strategies.

Our back testing tool is designed to enable members to optimize their strategy. By analyzing historical data, Wealth Square can provide performance data on portfolio performance.

Our tool shows the “rebalancing value” and the “hold value”. Based on variables including the rebalancing threshold and portfolio mix, members can sanity check and fine tune their strategies at any time.

We generate revenue through transactions, earned interest and savings, and membership fees. In addition, in our planned future version, we intend to offer premium membership fee-based services.

Transaction Fees. We collect a 0.1% to 0.3% fee for each buy/sell transaction (inclusive of exchange and Wealth Square Fees).

Earned Interest. Members can choose to sweep cash to savings and earn interest, where we receive 50% of interest; in addition, we lend crypto assets to third parties and earn interest.

Membership Fees. We earn monthly fees when members upgrade to premium services and tools.

* These projections assume, amongst other things, the Company successfully completes both its planned bridge and series seed round, on a timely basis. Failure to do so will result in a material adverse impact to these projections.

Wealth Square, Inc. is a majority-owned subsidiary of Wealth Square S.A.S. At present, the Board of Directors of Wealth Square S.A.S. is responsible for board matters pertaining to Wealth Square Inc., and the executive officers of Wealth Square S.A.S. described below, also serve as the executive officers of Wealth Square Inc.

Darren Moon – CEO & Co-Founder. Mr. Moon is CEO and Co-Founder at Wealth Square that brings deep management and blockchain expertise to the Company. He is a financial advisor, trader/investor and serial entrepreneur. Prior to co-founding Wealth Square, Mr. Moon co-founded BitWolf Capital (systematic crypto hedge fund – France), Sublime Traders (crypto trading signal provider – France) and HashCore Investment (crypto data center – Romania). He earned an MSc in Investment and Finance from Middlesex University London Business School (United Kingdom).

Andrei Stanciulescu – CTO and Co-Founder. Mr Stanciulescu is CTO and Co-Founder at Wealth Square that brings deep development and analytic skills and blockchain expertise to the Company. He is a financial analyst, an expert trader and serial entrepreneur, he is also a full stack python developer and a Blockchain expert. Prior to co-founding Wealth Square, Mr. Stanciulescu co-founded BitWolf Capital (systematic crypto hedge fund – France), Sublime Traders (crypto trading signal provider – France) and HashCore Investment (crypto data center – Romania). He earned an MBA International Financial Banking from American University of Bucharest (Romania).

Volodymyr Katanskyi – VP of Software Engineering. Mr. Katanskyi is VP of Software Engineering at Wealth Square, who possess the responsibility to drive the technical excellence to the product from his 14 years of software architecture, development and resources management experience. Before Wealth Square, Mr. Katanskyi founded and lead StartupCraft Inc (web, mobile and blockchain development) and Synchronos (ERP for software teams) where he helped to build more than 120 different projects with clientele including top Fortune 100 companies and developed Blockchain patent-pending solution. Volodymyr is considered a blockchain expert in fintech solutions who has a background in Computer Engineering and Multicultural Education gained in Sevastopol National Technical University (Ukraine).

Sergey Laptev – Senior Software engineer at Wealth Square. Mr Laptev has been living with code in mind for the past 9 years. He is a Blockchain and a JavaScript expert and his main focus lies in mobile application development as he is a React Native guru. He constantly improves his skills experimenting with bleeding edge technologies, architecture patterns and always follows the latest trends. He holds a degree in Applied Informatics and Software Engineering from Cheboksary University (Ukraine).

George Vyazemsky – Principal Full-Stack Engineer. Mr. Vyazemsky is a Principal Full-Stack Engineer at Wealth Square, entered the industry 16 years ago as a software engineer, and has already developed extensive experience at the different modern technologies stacks. It is hard to surprise him as he has the ability to quickly adapt to any new challenge, highly skilled developer, he masters JavaScript and Solidity and is a Blockchain expert and has been working on several Blockchain projects. George holds a Master of Science degree in System Analysis and Management (Ukraine).

Dmitry Alymov – Mr Alymov senior software engineer specialised in building highly effective architectures and algorithms at Wealth Square. Finding passion in the work utilises his attention to details and thoroughness to achieve goals. Enthusiastic about spending free time exploring and experimenting with AI-related technologies he has 13 years of experience and masters JavaScript, Swift, Python and Tensorflow and attended Moscow State University ‘Stankin’ — Robotics and Mechatronics (Russia).

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